TimeValue Software's

Version 4

Interest Calculations and Loan Amortization

GOOD NEWS - YOU NO LONGER
HAVE TO BE A ROCKET
SCIENTIST TO SOLVE INTEREST
AND LOAN CALCULATIONS.


SOLVE ANY LOAN, LEASE, OR INVESTMENT CALCULATION IN SECONDS WITH TVALUE

It's simple. With TValue, anyone can solve interest and loan calculations in no time flat. No matter how simple or complex your time-value-of-money calculations are, TValue's intuitive operation makes everything quick and easy. Just enter dates, rates, and amounts. TValue solves all your unknowns in seconds. Automatically and accurately. And it's so easy to learn, most users are up and running in minutes. For added convenience, there's on-screen help, a quick tutorial, and free telephone support. So take a glimpse at TValue's many capabilities. And see just how easy it is to make quick calculations.

HERE ARE JUST A FEW THINGS YOU CAN DO WITH TVALUE


  • Structure loans and leases to meet cash flow requirements
  • Calculate internal rates of return (IRR) on investments, stocks, and bonds
  • Analyze retirement and savings plans
  • Compute APR for Regulation Z disclosures
  • Verify loan balances
  • Analyze lease vs. buy options
  • Calculate officer notes with multiple loans, rates, and payments
  • Determine present and future values
  • Structure adjustable rate mortgages
  • Print loan amortization schedules

TVALUE IS PERFECT FOR:


  • Accountants
  • Controllers
  • Attorneys
  • Leasing Companies
  • Bankers
  • Real Estate Investors
  • Bookkeepers
  • Financing Companies

And anyone who deals with time value of money calculations.

"Indeed, it's hard to imagine anyone in business who deals with financial matters who wouldn't find the program useful. Slick, and an incredible bargain..." Jim Seymour, PC Week

MAKE QUICK "WHAT IF" CALCULATIONS.

TValue lets you perform quick "what if" calculations simply by changing any variable and recomputing. Just insert a different interest rate, add an extra payment, or change a date. The new answer is yours at the push of a button.

CALCULATE ANY UNKNOWN.

Present or future value, loan or payment amount, deposits or withdrawals, interest rate, number of payments, remaining balance, down payment, discounted value, balloon payment, APR.

ACCOUNT FOR ANY TYPE OF PAYMENT

Normal, interest only, fixed principal plus interest, balloon payments, skipped payments, dollar step, percent step, negative amortization, allocate payments to interest or principal.

SELECT ANY COMPOUND PERIOD.

Daily, weekly, bi-weekly, half-month, four-week, monthly, two- or four- month, quarterly, semiannual, annual, continuous, exact days.

COMPUTATION OPTIONS.

Normal amortization, U.S. Rule (simple interest), rule of 78, Canadian amortization, 360, 364 or 365 days, annual percentage rate.

50 EASY-TO-UNDERSTAND EXAMPLES.

The TValue user's guide includes 50 practical examples, including skip payment loans, rate of return calculations, mortgages with balloon payments, mortgage discounting, and more.

PRINT CUSTOMIZED AMORTIZATION SCHEDULES

With TValue, you can print presentation-quality amortization schedules showing interest and principal allocations for each payment. You can even print APR Truth-In-Lending disclosures and add your own headers and footers. Report data can be exported for use in other software programs, such as spreadsheets and word processors.

FLEXIBLE REPORTS

  • Print or suppress cash flow and rate information.
  • Display, print, or save reports in ASCII or spreadsheet files.
  • Optional headers and footers.
  • Totals at selected frequency by calendar or fiscal year.


GET SMART.

Solve any interest or loan calculation in seconds.

Special introductory price of only $99.

WIN members only $89.

Go to the order form!

 

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